I have some questions for you today Steelers Maurkice Pouncey Jersey , but first listen to this.
This was the world I grew up in. My, how things have changed:
*My parents bought their first and only home in 1954 when the average house price was under $10,000. Ours was an extravagant $16,000.
*The average mortgage payments during this period were from $50-100month.
*Jobs were relatively abundant then. After all, there wasn’t too much competition, Europe and Japan had been bombed to smithereens and they were still climbing out of the rubble of World War II.
*My father was an engineer and he basically had one job all his life.
*In our home there were 4 kids and my stay-at-home Mom.
*Credit cards didn’t exist.
*Aside from our home my father paid cash for everything, including the family car.
*My father was able to retire at age 60 in 1984 with a comfortable pension.
You could say that in many ways the system worked for my parents generation. Today all the rules have changed:
*One dollar in 2011 has purchasing power of one nickel ($0.05) when I was born.
*Our manufacturing base has been literally uprooted and shipped off to countries like China, Vietnam and Bangladesh.
*In the US today, the gap between the rich and the poor is the highest in any industrialized nation in the world.
*All over the world we are seeing economies collapsing under enormous mountains of debt.
*Governments worldwide are insolvent and desperate to extract more taxes from already over-taxed citizens. Recently Illinois governor Pat Quinn signed into law a whopping 66% state income tax increase.
*We are now seeing TRUE unemployment at levels that haven’t existed since 1930s.
-In the US the housing market has slipped into depression territory:
-Home values have fallen 26 percent since their peak in June 2006. This is worse than the 25.9-percent decline experienced in the Great Depression between 1928-1933.
November 2010 marked the 53rd consecutive month (That’s 4 years folks!) that home values have fallen in the US.
*And the icing on the cake, a huge wave of baby boomers is now reaching retirement age. It is inevitable that we will experience a complete breakdown of the pension system.
It is clear that depending on a job for your financial security is NOT an option. You have to be in business for yourself.
Do this little self assessment. Ask yourself:
“How much have I been able to save in the last five years?”
“Am I better off now than I was then?”
“Knowing what is going on in the world, if I continue to do what I am doing right now, what will my life be like in five years?”
Think about it.
Wilfrid Khalsa is a maverick network marketer and teacher.Visit his blog to learn how you can succeed in your own home business online.
Finance > Credit > Credit CardAdvanta Business Credit Cards: A Closer Look
Posted by nick_niesen in Finance on October 29th, 2010
The credit card wars continue to heat up and that spells 聯good news聰 for consumers. Despite rising interest rates, many issuers are continuing with their popular 0% introductory APR plans, giving new card holders a great way to save money and pay off their debts. One issuer, Advanta, has thrown the gauntlet down and is now offering an extremely low APR on balances until the debt is paid off. Let聮s take a look at three Advanta offerings to find the one that has the best advantage for you and your wallet.
Advanta Platinum Business Card With Rewards
There just aren聮t too many cards out there offering 0% APR beyond the first 12 months of issuance. And why is that? Because, credit card issuers know that interest rates will continue to head up. Fortunately, Advanta is not letting interest rate trends dissuade them from making an important marketing decision: the
Advanta Platinum Business Card with Rewards extends the 0% APR period through 16 months, a rarity in the credit card business. What聮s more, as the name of the card implies, it comes with a rewards program too. Consumers can get 5% cash back on many purchases or use their points for travel rewards. For a $35 annual fee the card can be transformed into an airline miles accumulator.
Advanta Platinum Business Card
An alternative to the Business Card with Rewards is the Advanta Platinum Business Card. No, you don聮t get rewards with the card, but you do get a 12 month 0% APR and a beefy credit line of up to $50,000! This can be the perfect card for business people who must charge just about everything, but don聮t want to be restricted by a lower credit line.
Advanta Life-of-Balance Platinum Card
Perhaps one of the most unusual cards in the Advanta arsenal is the Advanta Life-of-Balance Platinum card. If you have balances to transfer, this card can be extremely beneficial as the 2.99% fee on balance transfers stays in effect until the card is paid off. In addition, the card pays you 6% cash back on many purchases or you can redeem your points for travel rewards. Best of all, there is no limit on earnings so you can accumulate an unlimited amount of points every year. A truly unusual offer for a truly exceptional card!
So, which business card is right for you? Well, only you can make that determination. Each of the three Advanta cards has its own special features, so weighing what is important to you against what doesn聮t matter is one way to go about selecting a new credit card. Still, each Advanta card has so much to offer and getting an Advanta card gives you advantages over many ordinary business cards. Regardless, offers such as these are certain not to last forever, so taking action now will ensure that you get the best card that meets your needs.
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